Prompreing, K. (2026) “Predicting Default Behavior in Peer-to-Peer Lending Using Gradient Boosting and SHAP Explainability”, Fintech Innovation Journal, 1(1), pp. 80–96. Available at: https://ftij.metabright-server.com/index.php/ftij/article/view/5 (Accessed: 21 June 2026).